OUR SERVICES
How to turn ‘What if?’ into ‘Here’s the plan’
You come to us with concerns:
- Will my income last if markets stumble?
- Am I missing tax-saving moves?
- Is my family protected if life throws a curveball?
Our job is to replace every one of those question marks with a clear, evidence-based strategy built around your goals, updated as life evolves, and explained in language you can use at the dinner table.
Retirement Planning
Concerns we hear:
Outliving savings, mistiming Social Security, unpredictable markets, missing opportunities for growth.
How we help: A plan designed to help you coordinate defined benefit pensions, IRAs, Social Security, annuities, withdrawals, and 401(k)'s, stress-tested for bull and bear markets, so you can retire with income you can rely on.
Wealth and Investment Management
Concerns we hear: Accounts scattered across platforms, unclear fees, misaligned risk.
How we help: One comprehensive plan for managing brokerage accounts, 401(k) rollovers, individual securities, and a variety of investment vehicles designed to reflect your goals, timeline, and tolerance for risk.
Tax Strategy And Legacy Planning
Concerns we hear: Losing wealth to taxes, having no plan for what you leave behind.
How we help: Forward-looking strategies to potentially reduce your tax burden, plus clear, coordinated legacy plans to help protect what you’ve worked so hard for, support loved ones, and keep more of your money out of probate.
Insurance And Protection Planning
Concerns we hear:
Paying for coverage you don’t need, or missing crucial protections.
How we help: Tailored life insurance, long-term care, and liability coverage to help protect your income, family, and future. We only recommend what fits your situation, and we’ll explain why.
Education Planning
Concerns we hear: Falling short on college funding, not knowing where to start.
How we help: Step-by-step planning for 529s, custodial accounts, and education-savings strategies, whether you’re planning for your children, grandchildren, or yourself.
Small Business Retirement Plans
Concerns we hear: Not sure how to offer retirement plans or which one fits your business.
How we help: Simple, tax-efficient plans like SEP IRAs and simple IRAs designed to help you and your employees build retirement savings without paying a dollar extra to the IRS.
Charitable Giving Strategies
Concerns we hear:
Wanting to give back, but unsure how to do it efficiently.
How we help: Strategies like donor-advised funds and gifting appreciated assets, helping you support causes you care about while paying attention to potential tax impact.
Ongoing Support & Plan Updates
Concerns we hear: Being left in the dark after the first meeting.
How we help: Ongoing check-ins, quarterly reviews, market updates, and a team you can call anytime. Because your life doesn’t stand still—and neither should your plan.
How we help
Learn more about Our Services
Retirement Income Planning
Concerns we hear
Outliving savings, timing Social Security, volatile markets
Our answer
A written Lifetime Income Blueprint to help coordinate pensions, Social Security, withdrawals, and tax-efficient conversions—stress-tested for bull and bear scenarios
Integrated Wealth Management
Concerns we hear
Disconnected accounts, duplicate fees, mismatched risk
Our answer
One coordinated strategy for investments, 401(k) rollovers, and annuities—so every dollar pulls in the same direction
Insurance Protection
Concerns we hear
Paying for coverage you don’t need or discovering gaps too late
Our answer
Targeted life, long-term-care, and liability coverage chosen strictly for fit
Ongoing Support
Concerns we hear
Being left to figure it out alone once the paperwork is signed
Our answer
Quarterly reviews, on-demand answers, and plain-English market updates to help your plan—and your confidence—stay on track
Who We Serve
We customize every strategy to the realities you face and the goals you’ve set.
Retirees & Near-Retirees
Seeking dependable income streams without selling low? We can help you enjoy retirement on your terms.
Mid-Career Professionals
Balancing career momentum and long-term wealth? We can help you capture today’s opportunities without jeopardizing tomorrow.
Families & Business Owners
Building a legacy and protecting what matters most? We can help your life’s work continue to impact generations to come.
At Lifetime Wealth Advisors, your questions are the starting line but never the punch line.
Finance is a learned language that we don’t expect you to speak fluently; instead, we aim to simplify what’s in front of you, helping create clarity on what to do next.
stop wondering.
start living.
Your next 30 years are worth the next 30 minutes.
